Frequently Asked Questions

What is financial planning?

Financial planning is the analysis of a person’s financial situation, and the development of a program to meet their needs and objectives. This may include a range of options including purchasing property, purchasing a business, investing in managed funds, or investing in direct shares.

Financial planning involves wealth creation; wealth protection and wealth succession.

Exactly what financial services do you provide?

Superannuation and investment, retirement planning, tax minimisation strategies, wealth protection and growth, insurance, mortgage elimination strategies, business succession planning and debt management.

Are you members of the Financial Planning Association?

Yes, we are affiliate members of the FPA.

What professional licences do you hold?

Anthony is currently finalising the Diploma of Financial Planning.

When should we start planning for retirement?

Retirement planning should begin the first day of work. Unfortunately it has been our experience that most people do not take superannuation seriously until much later! Regardless, however, of when you begin, we can help you maximise the money you’ll need to fund your retirement.

Why do we need a financial planner?

Engaging the services of a financial planner is imperative to ensure that you have a plan for creating money, protecting it and ultimately disposing of it in a tax effective manner.

What are the benefits of receiving advice through you rather than one of the larger groups?

Being a boutique financial planning group we specialise in providing holistic advice that suits your individual needs. You won’t be just a client to us, but one of our friends.

How often will my investments be reviewed?

After meeting with the adviser and establishing your plan, we will suggest a review strategy to best suit your needs.

We periodically review the performance of our clients portfolios and report on their progress towards their financial goals.

Is financial advice only for the wealthy? At what age should I seek financial advice?

Professional financial advice benefits everyone, at whatever stage of life you are at; whether you are rich or poor! The sooner you get professional advice, the better!

Providing the means for family life, your business, lifestyle goals or for your retirement is something each individual should plan for as soon as they start earning income.

Budgeting, superannuation, investment and saving strategies are just as important for singles with modest incomes as for those with substantial assets.

Can you do my tax?

We can refer you to our preferred partners for specific tax and accounting services.

Taxation is an important consideration in our financial recommendations and we are confident that Maxim Chartered Accountants have the expertise, experience and outstanding service levels to complement what we can provide to you.

How do I know I’m getting good advice?

The Vertex team has the knowledge and experience to help you reach your financial goals. We adhere to the financial services industry’s strict code of conduct and offer an exceptional level of service.

How do you charge for your services?

Our fees will vary depending on your needs. Our fees and services guide is available on our website. Click go to view it. [go]